Borrowing is the most important part of the economy and is probably the least understood, it is the most important part because it is the biggest and the most turbulent, just like what buyers and sellers do in the market to do transactions, this is what lenders and borrowers do, the lender usually wants an increase in this money and the borrower wants to buy something, can not afford it, such as a house, a car or an investment such as starting a business, loans can help both lenders and borrowers to get what they want, borrowers promise to repay the borrowed amount, the loan is created when borrowers promise repayment and are trusted by lenders, from no it may seem simple enough, but the loan is deceptive because it quickly turns into a debt, the debt is the assets of the lender and the responsibility of the borrower, and in the future when the borrower repays the loan and the liability disappear and the transaction is settled.

Targets and target group

The British Academy for Training and Development offers a course of training in understanding the assets of borrowing and ways of settling it with the search for the concepts of borrowing properly under the commission and the global economic dispersion

The target of attending a course of training in understanding the assets of borrowing and ways of settling it:

• Investors and capital owners
• New entrepreneur are next to borrow loans.
• Employees of loanـgranting organizations including banks, government institutions and credit banks.

How will participants benefit from attending a course of training in understanding the assets and methods of settlement:

At the end of the course, the participants will know the following points:

• Borrowing and their impact on economic activity.
• Relationship between lender and borrower and their transformations.
• The effect of the high ratio of loans and commissions in the budgets of the borrower.
• The concept of forward payment and its distinction from the loan.
• Settlement of transactions and discharge of receivables and their importance.
• Vital functions of loans and facilities granted by the lender.
• The possibility of converting the loan into debt and the time required for such occurrence.
• When lending and borrowing on the lender and when the borrower.

Academic content of the course:

• The concept of borrowing and its definition.
• Credit activities.
• The concept of the borrower’s relationship with the lender.
• Factors affecting borrowing.