Medical insurance is one of the types of insurance against risks and health conditions in the individual. Health insurance includes the costs of examination, diagnosis and treatment, and insurance may include coverage of the allowance for certain periods of work or the inability to perform any work. On the principle of risk pooling. The philosophy of insurance is based on the principle of risk pooling. This means working to collect the risks caused by the disease that affects a society or a certain group and to share it equally between individuals. This is a social system that works on cooperation and solidarity among all individuals. In order to carry what is unable to afford one of them alone, and insurance companies are working on the organization to take advantage of the distribution of risk for undisclosed fee.

Health insurance care about the provision of a pre-payment plan and the provision of services or cash compensation for obtaining medical care in times of sickness or disability under a legal document issued by the insurance company that sets out the terms and conditions of insurance, which differ between state and state according to the state system and its economic, scientific and health development At the same time, governments in some countries are responsible for health insurance in cooperation with health insurance companies, which are also responsible for the implementation of health insurance operations, case control, assessment of conditions and accounting for hospitals, pharmacies and other health centers Diverse, health insurance has enhanced access to health care in hospitals in a timely manner, and increased ability to provide services and supply, and the financing of hospitals where doctors and facilities, provide access to spare capacity and optional care in health institutions option.

 In view of the great significant role of social insurance in modern societies, especially in the field of wellbeing and family health, all modern countries all over the world sought to achieve proper establishment of insurance systems for their citizens until comprehensive insurance programs became clear and well established, which is considered a key pillar of electoral propaganda of political parties in European countries and the United States as well, and soon in most of the developed world.

Social insurance is therefore one of the main tools of achieving wellbeing and social security of the society in modern states, and that's why Insurance Funds are considered recently as one of the major factors in global financial and economic markets.

There is general agreement that entrepreneurs and institutional businesses are exposed to multiple risks. There are many variables that may lead to profit or loss. The intelligent investor realizes this whole truth and can accurately predict the degree of risk in the investment field. And thus can reach a logical result after a long period of study and analysis, and if there is some kind of uncertainty, it is considered a danger.

. The history of health insurance development.
. Health services providers. 
. The expected benefit from this course and its objectives.
. Insurance foundations and its requirements.
. Medical insurance.
. Insurance classifications.
. Health insurance procedures.
. Health Insurance act.
. Continuous health insurance.
. Types of health insurance documents.
. Preparing health insurance programs.
. Endurance cost and endurance ratio.
. Ways of managing and planning the contracts of the insurance.
. Means of calculating the health insurance premiums. 
. Insurance companies and the insured persons.
. Health services providers.
. Medical care systems.
. The document of personal accidents- defining it and its significance and relation with the medical accidents.
. The latest amendments of the insurance contracts.
. Recognizing the fraud means of insurance and how to reveal it.
. The applications of medical insurance.