Bank management is one of the essential pillars that contribute to the stability and growth of the economy at both the local and international levels. It is not limited to providing traditional banking services, but also includes managing complex financial risks, developing customer relationships, and ensuring sustainable profitability in a volatile economic environment.

The "Bank Management Methodology" course, offered by the British Academy for Training and Development, provides participants with a unique opportunity to deeply and comprehensively understand the foundations and practices of bank management in line with modern standards and responding to the growing demands in the banking sector. The course aims to equip participants with the necessary knowledge and skills to manage banking operations efficiently, from understanding legal and regulatory frameworks to strategies for expansion and sustainable growth. Additionally, the course aims to empower trainees to deal with current challenges, analyze financial risks, and develop effective strategies that ensure the long-term sustainability of the bank's success. Participants will learn how to apply tools and techniques that can help make strategic and effective financial decisions.

Who Should Attend?

• Managers and assistants in bank branches.
• Financial department employees in banks.
• Specialists in the field of risk and compliance in the financial sector.
• Researchers interested in developing their skills in bank management.
• Financial analysts and consultants in the banking sector.

Knowledge and Benefits:

After completing the program, participants will be able to master the following:

• Gain a deep understanding of the basic principles of bank management.
• Develop skills to handle financial crises and challenges faced by the banking sector.
• Understand sustainable growth strategies and how to achieve profitability in a competitive banking environment.
• Enhance participants' ability to analyze and manage assets and liabilities effectively.
• Improve the participants' ability to make strategic financial decisions that contribute to better banking performance.
• Learn how to improve the customer experience in a dynamic and evolving banking environment.

• Introduction to Bank Management and its Role in the Economy

  • The role of banks in stimulating local and international economic growth.
  • The mutual effects between the banking system and economic stability.
  • The importance of banking system stability for ensuring sustainable development.

• Organizational Structure of Banks and the Importance of Each Department

  • The organizational structure of banks and the vital roles within various departments.
  • How to manage coordination between departments to achieve banking efficiency.
  • The impact of internal organization on the effectiveness of bank performance.

• Differences Between Commercial and Islamic Banks

  • The differences in operational structure and financial systems between commercial and Islamic banks.
  • The mechanisms of Islamic banking compared to traditional banks.
  • Challenges facing Islamic banks in a complex economic environment.

• Legal and Regulatory Framework in the Banking Sector

  • Local and international regulations governing the operations of banks.
  • The role of legislation in ensuring transparency and compliance with sound financial practices.
  • Implementing legal frameworks in daily banking operations.

• Role of Local and International Regulatory Bodies

  • Regulatory bodies like central banks and "FIRE" and their impact on banking supervision.
  • The impact of regulatory policies on sustainable banking growth.
  • Challenges associated with compliance with regulatory requirements.

• Banking Policies and Bank Compliance with Laws

  • Internal systems that contribute to maintaining compliance with the laws.
  • The role of banking policies in maintaining the integrity of banking operations.
  • The importance of legislation in minimizing risks associated with banking operations.

• Fundamentals of Asset Management in Banks

  • The importance of diversification in asset management to reduce risks.
  • Techniques for evaluating returns on various assets.
  • How to develop an investment strategy based on asset priorities.

• Risk Evaluation and Management Strategies for Assets

  • Methods for analyzing risks associated with financial assets.
  • Hedging strategies and diversification techniques to mitigate risks.
  • Measuring the financial performance of assets periodically.

• Liabilities Management and Cash Flow Organization

  • Organizing liabilities to ensure financial liquidity stability.
  • Strategies to improve capital structure and reduce debt.
  • Forecasting cash flows and managing financial needs.

• Types of Banking Risks (Credit, Operational, Market Risks)

  • Credit risks and their impact on banking performance.
  • Operational risks and methods of managing them efficiently.
  • Market risks and their impact on the bank's stability during market fluctuations.

• Risk Assessment and Analysis Methods

  • Quantitative and qualitative analysis tools for identifying risks.
  • How to use risk analysis models to make informed financial decisions.
  • The importance of conducting periodic risk assessments in the banking environment.

• Risk Mitigation Strategies and Financial Balance

  • Effective hedging strategies to mitigate risks.
  • Balancing risk and potential returns strategically.
  • The role of diversification in risk mitigation strategies.

• Liquidity in Banks and How to Measure It

  • Defining liquidity and its direct impact on daily banking operations.
  • How to use liquidity indicators to ensure a bank's ability to meet obligations.
  • Techniques for measuring liquidity at both asset and liability levels.

• Liquidity Management Strategies and Financing Solutions

  • Banking tools used to ensure adequate liquidity.
  • Borrowing and lending strategies between banks to meet liquidity needs.
  • Using financial markets as a tool to provide liquidity.

• Impact of Liquidity on Bank Sustainability in Tough Economic Times

  • How liquidity shortages affect the sustainability of banking operations.
  • Strategies for dealing with severe liquidity shortages.
  • Maintaining liquidity balance during financial crises.

• How to Analyze Financial Data of Banks (Balance Sheet, Profit and Loss Statements)

  • How to read and analyze core financial data like balance sheets and profit & loss statements.
  • Analyzing financial data to understand the bank's financial position.
  • The importance of evaluating financial statements to identify strengths and weaknesses.

• Key Financial Indicators to Monitor

  • Key indicators like Return on Assets (ROA) and Return on Equity (ROE).
  • The importance of capital and liquidity indicators in evaluating the bank's financial health.
  • How to use these indicators to guide financial strategies.

• Methods of Evaluating Bank Financial Performance

  • Methods for determining and analyzing Key Performance Indicators (KPIs).
  • How to use financial analysis to improve overall banking efficiency.
  • Evaluating bank performance based on financial indicators.

• Investment Strategies for Banks in Financial Markets

  • Identifying investment strategies according to the bank's financial requirements.
  • The main investment tools used by the banking sector.
  • The impact of risks on investment decisions and the importance of diversification.

• How to Evaluate Investment Opportunities and Financial Feasibility

  • Methods of analyzing the economic feasibility of investment projects.
  • Techniques for evaluating Return on Investment (ROI).
  • The importance of risk analysis and evaluating returns before making investment decisions.

• Capital Management and Reserves in Banks

  • The role of capital in ensuring bank stability and continuity.
  • Strategies for building reserves to face financial crises.
  • How to manage capital according to international standards.

• Concepts of Sustainable Growth in the Banking Environment

  • Defining sustainable growth and how to apply it in banks.
  • Strategies for achieving sustainable growth in a competitive environment.
  • The challenges banks face in achieving sustainable growth.

• Expansion Strategies in Local and International Markets

  • How to study the local market and enhance market share.
  • Strategies for expanding into international markets and adapting to cultural and regulatory changes.
  • The importance of identifying new markets and expanding the customer base.

• Innovation and Use of Technology in Developing Banking Services

  • The role of innovation in improving banking efficiency and service development.
  • Using technology to achieve competitive advantage in the banking sector.
  • Leveraging modern trends like digital payments and electronic financial transfers.

• Impact of Technology on the Banking Sector

  • Digital transformation and its impact on banking operations.
  • Artificial intelligence and machine learning in improving banking performance.
  • The evolution of online banking services and mobile applications.

• Global Trends in Developing Banking Services

  • Global developments in payment technologies and self-services.
  • Innovations in the banking industry globally.
  • How to deal with the challenges of digitization in the banking sector.

• Future Challenges and Opportunities in Bank Management

  • Challenges banks will face in the future such as economic and regulatory changes.
  • Opportunities arising from technological innovations in the banking sector.
  • Strategies for adapting to ongoing changes in the global economic environment.

• Customer Relationship Development Strategies in Banks

  • Building long-term relationships with customers and enhancing loyalty.
  • Improving communication with customers through multiple channels.
  • Techniques for delivering innovative customer service to enhance the experience.

• Improving Customer Experience and After-Sales Services

  • The importance of after-sales services in enhancing customer satisfaction.
  • Strategies for improving customer experience and ensuring service quality.
  • Measuring customer satisfaction and how to improve the banking experience.

• The Importance of Customer Interaction in Enhancing Bank Reputation and Achieving Success

  • The role of customers in enhancing the bank's reputation and achieving sustainable growth.
  • Using feedback to improve performance and services.
  • Strategies for continuous improvement in customer relationships.